Too often too many spend all or most of what they earn and put little thought into how to save and economize. On the TSP website, it notes that dividends are calculated and added into the share price. Weekly threads: I just learned you have to alphabetically categorize your coupons.
Consolidate services such as phone, cable TV, and internet. Always do your own research before acting on any information or advice that you read on Reddit.
You still have to carry paper coupons, but this app does the cross-referencing work for you. Save-a-Lot is another discount grocery to consider. When I turned age 50 I contributed the maximum allowed at the time to my TSP through catch-up contributions and when I did retire my monthly annuity check was larger than what I was taking home when I was working full time.
It would be a good idea to rebalance your portfolio at least once a year to account for market changes or more frequently if there are any major market disruptions.